Services
I offer Medicare Advantage, Supplement, Drug Plans and more!
Medicare Advantage
Medicare Part C plans are also referred to as Medicare Advantage plans. These plans are offered by private insurance companies and allow you to get all the coverage Original Medicare (Parts A and B) offers, plus additional benefits and services all in a single plan.
Many Medicare Advantage plans include prescription drug coverage (Part D), often for no additional premium.
Some plans also include extra benefits such as:
Routine vision, hearing and dental care
Wellness programs
Nurse phone line
Medicare Supplement/Medigap
All Medicare supplement insurance basic benefits are standardized by the government and offered by private insurance companies. Medicare supplement plans are designed to help pay for some of the out-of-pocket costs Medicare doesn’t pay.
Some plans even cover deductibles. As a result, having Medicare supplement insurance could help you save on out-of-pocket medical expenses. Having a Medicare supplement plan also wallows you to choose any doctor who accepts Medicare patients – and it travels with you nationwide.
The monthly premium for your plan will vary and my be based on the coverage offered and which insurance company you choose. When looking at different companies, be sure to compare the cost of plans with the same type of coverage.
Part D - Prescription Drug Plans
Part D helps with the cost of prescription drugs. You can get drug coverage with a stand-alone Part D plan or as part of a Medicare Advantage plan (Part C). Some plans have pharmacy networks and mail order pharmacies that offer discounted prices.
Plans are offered by private insurance companies approved by Medicare. Your choices vary depending on where you live. Coverage and costs beyond the standards set by Medicare vary from plan to plan.
You must be enrolled in Part A or Part B to be eligible for a Part D plan. You may pay a premium penalty if you are late to enroll in Part D.
Final Expense
Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance. Unfortunately, funerals can cost thousands of dollars.
Dental, Vision, & Hearing Plans
Original Medicare Parts A and B do not cover Dental, Vision or Hearing costs. Some Medicare supplement plans and Medicare Advantage plans may offer some coverage toward these costs. Ancillary insurance plans are available to help offset out-of-pocket costs in these areas.